Workers' Comp Mod Audit — No Cost. Real Savings.
We review the inputs that drive your workers' comp premium. If we find errors and recover money, those savings go back to you. If we do not find savings, you pay nothing.
- ✓ Payroll review
- ✓ Class code review
- ✓ Claim and mod worksheet review
For businesses. Brokers welcome to coordinate.
Do You Qualify?
- ✓ Annual payroll: $2M+
- ✓ Annual workers' comp premium: $50,000+
- ✓ Best fit: Construction, Manufacturing, Healthcare, higher-risk operations
Not sure if you qualify? Send the form and we'll confirm quickly.
What Is a Mod Audit?
A Mod Audit is a targeted review of the data that sets your experience modification factor. We validate payroll allocations, class codes, claim values, and rating worksheets to spot errors that inflate premium.
Payroll Review
Verify payroll by class, overtime exclusions, executive caps, and allocations across states.
Class Code Review
Confirm correct NCCI or independent bureau classifications for each role and location.
Claim Review
Check reserves, closures, subrogation, and unit statistical reporting used in your mod.
No-Cost Model
The audit is free. If we recover premium refunds or credits, those savings are yours.
How It Works
Share Documents
Recent policies, experience rating worksheets, payroll by class, and loss runs.
We Audit
AI accelerates the review—validating data and surfacing corrections faster—and you receive a clear report.
We Pursue Refunds
If errors exist, we work with carriers and rating bureaus to recover what you're owed.
Built for Higher-Risk Industries
Construction
Field payroll, wrap-ups, and complex class codes benefit most from review.
Manufacturing
Machine exposure, shifts, and segregated payroll require careful classification.
Healthcare
Claims handling and proper classing can materially change your mod.
Questions
What is a mod audit?
A focused review of your workers' compensation experience modification inputs: payroll, class codes, and claims. We verify each item used to calculate premiums and identify errors.
What does it cost?
Nothing upfront. If we find and correct errors that result in a premium refund, those savings go back to you.
Who qualifies?
Companies with $2M+ in annual payroll and $50,000+ in annual workers' comp premium, especially in construction, manufacturing, and healthcare.
Request Your Free Mod Audit
Tell us about your company. We'll follow up within one business day. Ideal candidates have $2M+ in annual payroll and $50,000+ in annual workers' comp premium.